Credit
Personal Employee Loans
A personal loan for salaried workers, assessed against regular income rather than collateral, and repaid in equal instalments on a schedule that follows your pay.
Who it’s for
Built for the way people actually earn
Salaried employees
Regular, verifiable income from an employer.
A planned expense
School fees, medical costs, or a family obligation with a known amount.
Consolidating borrowing
Replacing several informal debts with one scheduled repayment.
How it works
From application to money in hand
Apply
Tell us the amount you need and over what period.
Confirm your income
Provide payslips or statements showing your salary.
Assessment
Reviewed against your income and existing commitments.
Disbursement
Funds are paid to your account and repaid in agreed instalments.
What you’ll need
Have these ready
Applications move faster when everything is to hand. If something is missing, start anyway and Speed will tell you what else is needed.
- Ghana Card
- Recent payslips
- Bank statements showing salary payments
- Employer details
Ready when you are
Open Personal Employee Loans with Speed, or talk it through with someone first — whichever suits you better.
