Susu & ROSCA

Rotating savings, digitized

Help members save together with collection rounds, payout rotation, and agent tools — powered by Speed.

Wallet & MoMo collections

Members pay from wallet or MoMo. Live gateways can return async PENDING — settlement completes via PSP webhook or staff reconcile.

Digital collection rounds

Agents record contributions in the field; members see round status and payout rotation in the app.

Transparent payout schedule

Every member knows their slot order and when the pot comes to them — no more paper ledger disputes.

Arrears & reminders

Automatic due-date reminders and arrears tracking help groups stay on schedule.

Agent float reconciliation

Track cash held by agents until bank deposit — built for susu operators who manage field collections.

Branded mobile app

Ship a white-label Expo app per institution — runtime branding from your tenant config, EAS builds for iOS and Android.

Go-live tooling for operators

Institution integrations

Admin → Integrations shows your MoMo callback URL, PSP provider, and webhook readiness. Copy the callback and register it with Paystack or your aggregator.

Stack health & worker heartbeats

Round maintenance, MoMo expiry, treasury top-up, and stuck-payment alerts run on the susu worker. Health dashboard shows last-run times.

Production cutover

Use the susu production env template, run pnpm print:susu-wiring for an ops checklist, then pnpm verify:susu before go-live.

Run your susu on Speed

Speed white-label digital banking includes susu group management for operators, community banks, and MFIs serving rotating savings circles across Ghana, with MoMo webhooks, agent float, and branded mobile apps out of the box.

Speed Microfinance | Speed Microfinance Company Ghana Limited