Business credit

Asset Finance Loans

Finance for a specific thing your business needs to own — a vehicle, a machine, equipment — where the asset itself is central to the arrangement rather than separate from it.

Who it’s for

Built for the way people actually earn

  • Buying equipment

    A machine or tool that increases what the business can produce or deliver.

  • Adding a vehicle

    Transport for goods or people, where the vehicle earns its own repayment.

  • Replacing what has worn out

    Changing ageing equipment before it fails and stops the business.

How it works

From application to money in hand

  1. Identify the asset

    Tell us what you intend to buy and provide a quotation.

  2. Apply

    Submit the quotation with your business details and records.

  3. Assessment

    Reviewed against the asset and what the business can support.

  4. Purchase and repayment

    The asset is acquired and repaid over the agreed term.

What you’ll need

Have these ready

Applications move faster when everything is to hand. If something is missing, start anyway and Speed will tell you what else is needed.

  • Ghana Card for the owner or directors
  • A quotation or invoice for the asset
  • Evidence the business is registered
  • Bank or mobile money statements

Ready when you are

Open Asset Finance Loans with Speed, or talk it through with someone first — whichever suits you better.

Asset Finance Loans | Speed Microfinance