Business credit
Business Loans
Working capital for a business that is trading and ready to grow — to buy stock, cover a large order, or bridge the wait between delivering work and being paid for it.
Who it’s for
Built for the way people actually earn
Traders and retailers
Buying inventory in larger quantities, at better prices, than cash on hand allows.
Fulfilling a big order
Covering materials and labour for work that pays out after delivery.
Seasonal businesses
Carrying costs through a quiet stretch, repaid when the busy season returns.
How it works
From application to money in hand
Tell us about the business
What it does, how long it has traded, and what the money is for.
Share your records
Bank or mobile money statements showing how money moves through the business.
Assessment
A loan officer reviews the application and may visit the business.
Disbursement and repayment
Funds are released to your account on an agreed repayment schedule.
What you’ll need
Have these ready
Applications move faster when everything is to hand. If something is missing, start anyway and Speed will tell you what else is needed.
- Ghana Card for the owner or directors
- Evidence the business is registered
- Bank or mobile money statements
- A description of what the funds are for
Ready when you are
Open Business Loans with Speed, or talk it through with someone first — whichever suits you better.
